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Buyers Guide

Buying a new home can be a daunting prospect, especially for first time buyers, so buying with a local estate agent can be the key to a smooth and successful purchase.

If you need to sell your current home first...
Prepare it for sale. To achieve the best price for your property, you’ll want to show it in the best condition possible. Ensure great first impressions by making the entrance inside and out as appealing as you can, and by touching up any marked paintwork, lining up uneven kitchen cupboards, and replacing any flooring showing signs of age, will help keep your potential buyer positive throughout their viewing and ready to make their offer!

Put your house on the market...
By working with an estate agent with local knowledge they will know the area your house is in, and be able to sell the benefits of your location to potential buyers, as well as providing accompanied viewings to help highlight the positive aspects of your property.

Know what you want...
Think carefully about the things that are important to you – like good schools or transport links – and the things you’d like – such as green spaces or shops. Get some expert mortgage advice so you know what you can comfortably afford. They will issue you with an Agreement in Principle, which shows when you offer on a property that you are prepared and able to fund your new home.

Register your details, and start searching...
Contact our team and let us know the type, size, location and any other specific requirements of your next home, and be ready to view properties to get a feel for what is out there for you.

Make your offer...
After viewing your perfect home, make an offer to purchase. The asking price of the property will give you an idea of the amount the seller would like to achieve. When you have an offer agreed, it will be confirmed to both you and the seller in writing and we’ll ask for details of your solicitor to start the ball rolling. If you haven’t chosen a solicitor for the conveyancing we will be happy to recommend local trusted offices. Conveyancing will involve the solicitors on both sides asking and answering questions relating to the property, so that you know exactly what you are buying.

Arranging your mortgage...
Once you have your confirmation paperwork, re-visit your mortgage adviser to start the process with them. They will arrange a mortgage valuation of the property to be sure you are paying the right price, and will recommend additional surveys to check the structure of the property. On acceptance, they will send you an official Mortgage Offer, which your solicitor will ask to see.

Exchange and Completion...
These terms are simply, that the two solicitors involved will exchange contracts once both sides have finished their paperwork. This is the point whereby the purchase is legally binding, and you will agree a date for the key handover – the completion. On completion day, your solicitor will call you once the payment for the property has reached the seller’s solicitor, and congratulations, you are ready to collect your keys!

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